![]() ![]() Your expenses for medical care that aren’t reimbursed by insurance.Please visit their website for additional information: (return to Glossary listing).Additional information is available under: /faqs.These include: Women's Health, Immunizations & Travel Clinic, Acute Care, Lab Services and many others. McKinley's fee covers the extensive list of services they provide. Every student is assessed a health services fee for McKinley, which cannot be waived.McKinley is separate and distinct from UIUC Student Health Insurance. McKinley Health Center is UIUC's on-campus health center, available to all students.Health care that you get when you’re admitted as an inpatient to a health care facility, like a hospital or skilled nursing facility.The excluded services on the UIUC Student Plan may be found on the brochure linked on this website. Health care services that your health insurance or plan doesn’t pay for or cover.Deductibles for the 2017-2018 academic year are as follows: Graduate Students: $150 Undergraduate Students: $250.The regular insurance benefit will then be applied to that remaining $350. For example, if you have a bill for $600, and a deductible of $250, you will have to pay the first $250 of the bill, leaving $350. This is the amount you must pay each year before the insurance benefits will be applied.On the UIUC Student Insurance plan, copayments are applied to ER visits, as well as most prescription drugs. The amount can vary by the type of covered health care service. A fixed amount (for example, $15) you pay for a covered health care service, usually when you get the service.The health insurance or plan pays the rest of the allowed amount. For example, if the health insurance or plan’s allowed amount for an office visit is $100 and you’ve met your deductible, your coinsurance payment of 20% would be $20. You pay coinsurance plus any deductibles you owe. Your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service. ![]() A request for payment that you or your healthcare provider submits to your health insurer when you get items or services you think are covered.A copy of the certificate of coverage from your insurance provider, specifically naming the covered student, may be requested when opting out of the student insurance. You can call your insurance customer service department at any point during your coverage and ask for a written copy of your certificate of coverage. ![]() Among other things, this is the document that specifically names the recipients of coverage under a given plan. It may also be called a contract, evidence of coverage, or summary plan description (SPD).
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